Saturday, August 15, 2009

Auto Insurance - Here Are 9 Proven Ways For Young Drivers To Pay Far Less

As a young driver, you can get lower auto insurance quotes provided you practice several things. As a rule, young people are considered a huge risk to every insurer. This write-up will show you how to save a lot.
1. Increase your deductible. If you choose to pay a high deductible, you'll have a lower rate. Nevertheless, ensure you don't choose deductibles that are higher than you can handle. Your insurance company is only obligated to make payments for claims after you've paid such deductible.
2. Insurers have specific driving courses that are designed to improve your driving. Take lessons in defensive driving. Defensive driving training programs that are recognized by your insurance company will surely reduce your car insurance rate.
3. Pick a car that has: Alarm system, anti-lock brakes, daytime running lights and any other security and safety feature. Since they will make you and your car safer they are seen as lower risks by companies.
4. Go for an inexpensive car if you really want inexpensive insurance. There are vehicles that are expensive to insure. If you have doubts, ask. A costly car will normally cost more to insure. Sports cars are usually expensive to insure.
5. Taking your studies seriously will attract reduced premiums. Many insurance give discounts to students who make a minimum of B's.

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