Saturday, August 15, 2009

Auto Insurance Quote -- Steps To Make Sure You Pay Far Less

Auto insurance quote: You can ensure you pay very little if you take the right steps to massive savings. I'll share some of those time-tested steps in this article...
1. Keep an excellent credit rating. A bad credit record will make you pay higher auto insurance rates. This is because insurance companies see people who miss payments as reckless and a risk to them. Once you're noted as a higher risk you will invite more expensive auto insurance rates.
2. Under-25 drivers are give very high rates. If you fall into this age bracket you can attract lower rates if you keep getting good grades at school.
You need to have a grade point not lower than B to have this good student discount. This will slash off as much as five percent from your rate if you qualify. This is so because insurers claim there is a correlation between good grades and a young person's behavior while driving. Reckless students are very unlikely to maintain good grades.
3. The difference in the cost of insuring similar vehicles could be very huge. So as you check out the exceptional specs of the car you intend to buy take some time to find out costs too much to insure. A comparable car that has a bad crash rating and higher theft rate will be more expensive to insure.
Furthermore, it will also take much more to insure a car that is more costly to maintain or repair. I don't know about you; but it does make sense to opt for a comparable car that is less expensive to insure.

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