Getting really cheap auto insurance can be really a confusing task. There are so many factors influencing the auto in insurance premium amount. Especially if you do not know what insurance companies look for in an individual auto insurance policy application form, it will be difficult for you to secure a really cheap auto insurance policy. I will give you the 3 proven tips which will help you pull out that magic cheap policy from the insurance company.
1) Dependability & Creditworthiness of Individual
Insurance companies use profiling to categorize an individual. The profile rating factors include your Age, Marital status, collisions or speeding tickets, your credit history etc. The better you can score the better profile you will have and you can end up in a low or medium risk category rather than a high risk category. The better profile you get the lower amount you will be paying on your policy.
2) Your vehicle history
If you are willing to buy a vehicle with a less accident prone or collision rate vehicle and which is not a hot favorite of car thieves, you can score very well with the insurance companies. These vehicles are categorized as Insurance friendly vehicles and insurance companies love them for their record. Also, if you can add some more safety measures on your vehicles it will be a definite plus and will force the insurance companies to cut down on their policy rates for you.
3) Make full use of the mileage discounts
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