New Jersey auto insurance: Car insurance is often a complicated matter for most people. However, a little hand-holding can clear up a lot of the confusion. That's what this article is all about.
Auto insurance has three main broad categories you should be aware of...
1. Property coverage: This type of coverage pays you for any damage to your care. It also takes care of the loss or theft of your car.
2. Liability coverage: This one pays for losses and damages you cause to other people. If your car hits another car, this coverage pays for it. If your car causes any bodily injury to another person, it also pays for it.
3. Medical coverage: This coverage takes care of the cost of treatment due to an accident. It also takes care of cost of rehabilitation, lost wages and funeral expenses due to an accident.
Now that you have a rough idea of different coverage types, here are great ways to save on your New Jersey auto insurance policy...
1) Select a high deductible.
2) Ensure you maintain an excellent credit history
3) Maintain a good driving record. Make sure you don't get involved in traffic violations.
4) Buy your auto insurance policy from the same carrier that provides your home, life and health insurance policies.
5) Get a multi-vehicle discount by insuring your other car(s) with the same insurer.
6) Buy a car that has a high safety rating.
7) Get and compare quotes from five or more insurance quotes sites. This could save you up to $1,000.
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