Saturday, August 15, 2009

Auto Insurance In Dallas - 8 Ways A Teen Driver Can Get Lower Rates

Is there a way a teen can lower their auto insurance in Dallas? You bet there are many things a teen can do to get lower their auto insurance rates. Here they are...
1. Bring down the amount of time you spend behind wheels as much as possible. The more time you spend behind wheels the more your risk to an insurer. You'll make it easier for yourself to get cheap auto insurance in Dallas this way.
2. It's wise to take your studies seriously as that results in more affordable auto insurance rates.
3. Be the primary driver of the family's oldest or cheapest car. Older cars generally require less coverage.
4. Make sure your car has good security and safety features. Since they will make you and your vehicle safer they are thus regarded as lower risks by insurance companies. Doing these will enable you get low cost car insurance.
5. Buy a cheap car. Don't buy sports cars and cars that are normally expensive to insure. You can easily get a comparable vehicle that is inexpensive to insure. But as a rule of thumb: Big cars, rare cars, sports cars, vehicles with a high incidence of theft are much more expensive to insure. Sports cars are normally costly to insure.
6. Completing defensive driving training programs that are known by your insurance company will certainly lower your car insurance premium.
7. Opt for higher deductibles. If you opt to pay a high deductible, you'll enjoy a more affordable auto insurance in Dallas. But be aware that you'd bound to pay that sum before your insurance company pays out anything if you ever file a claim.
8. Using insurance quotes sites for comparison shopping will allow you save a lot on your auto insurance in Dallas. Using not less than three quotes sites raise the chances that you'd get bigger savings. I advise that you use not less than three quotes sites because that will make it less likely that you'll miss out better quotes not presented by the other sites. This gives you a broader basis for doing more thorough comparisons thereby increasing your chances of getting more for less.

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